Kredible
Sri Lanka's Most Trusted Microfinance Solution.
Get total visibility of your microfinance operation — loan management, automated accounting, mobile collections, and real-time reports, all in one cloud-based platform.
99.9% uptime SLAWorks offline in remote areasProud Sri Lankan product
Core Banking
Loan Management
Launch loan products, issue individual and group loans, generate agreements and promissory notes, and manage approvals — all from one screen. Full loan lifecycle management with document generation built in.
- Create loan products and issue individual or group loans instantly
- Generate loan agreements, promissory notes, and reports automatically
- Approve, reject, and track loan requests with a full audit trail
Field Operations
Mobile Field Collection App
Improve the efficiency of field officers and extend outreach with the Kredible mobile app. Officers collect payments, issue receipts via Bluetooth printer, and record cheque payments — even in remote areas with limited or no connectivity.
- Works in both online and offline mode for remote area coverage
- Issue printed receipts via Bluetooth printer at point of collection
- Cheque payment recording with real-time notification to head office
Visibility
Real-Time Management Dashboard
Enable the management team to make faster, informed decisions with a real-time dashboard that surfaces collection data, loan portfolio health, and branch performance the moment it happens — no report runs required.
- Live collection information visible to management in real time
- Portfolio health, arrears, and branch performance on one screen
- Drill down from summary to transaction level without leaving the dashboard
Finance
Integrated Accounting & Payroll
Kredible includes a full accounting module with automated financial processing — journal entries, chart of accounts, fixed assets, petty cash, vouchers, and payroll for field executives, reducing manual effort and paper trail.
- Automated accounting processing with journal entries and chart of accounts
- Balance sheet, P&L, and trial balance generated automatically
- Payroll automation for field executives with printable payslips
Reporting
PAR Reports & Analytics
Eliminate manual reporting lags with real-time report generation across the loan portfolio. PAR, arrears, collection, denomination, non-performing loans, branch reports, and custom reports — all available on demand.
- PAR, arrears, collection, and non-performing loans reports on demand
- Branch-level and denomination reports for operations management
- Standard and customised reports generated in real time — no lag
Administration
Branches, Users & Security
Create unlimited branches, define user roles with granular access controls, and maintain daily automatic data backups — so your operation runs securely and your data is never at risk, wherever your staff are working.
- Unlimited branches with configurable petty cash amounts per branch
- Role-based access control — restrict what each user can see and do
- Daily automatic data backups with cloud-based security and 99.9% uptime
Product summary
Kredible by Konekt
Kredible is Sri Lanka's most trusted cloud-based microfinance management system, giving organisations a 360-degree view of their entire microfinance operation. It replaces manual registers, paper trails, and disconnected spreadsheets with a single platform that manages loan issuance, collections, automated accounting, payroll, branch management, and real-time reporting. Field officers use the Kredible mobile app to collect payments and issue receipts in remote areas — even offline. Kredible is a proud Sri Lankan product trusted by leading microfinance institutions across the country.
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Request a demo and see how Kredible gives you total visibility of your microfinance operation.
Walk through loan management, mobile collections, automated accounting, and real-time reporting — configured for your institution size.
99.9% uptime — cloud-drivenOffline mobile collectionsProud Sri Lankan product